Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
EPLAN ADVISORS, LLC1 year Service code 17 · EIN 36-1543746 | Pension Consulting | $22,550 |
Filed as: PATTERSON MCKINLAY Service code 61 8055 E TUFTS AVE, SUITE 1230 · DENVER, CO 80237 | Finders' fees / placement fees | $18,827 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,179 | $52,639+12.4% | $185,117-68.0% | $62,293-5.0% |
| Participation rate | 42.7% | 63.9%-21.1pp | 77.3%-34.5pp | 69.5%-26.8pp |
| Annual return | 10.46% | 19.57%-9.1pp | 40.50%-30.0pp | 28.90%-18.4pp |
| Employer contribution / active EE | $0 | $1,483-100.0% | $4,182-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $2,047 | $3,097-33.9% | $5,045-59.4% | $3,169-35.4% |
| Admin fee / account holder | $641 | $374+71.7% | $8,159-92.1% | $479+33.8% |