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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,853 | $77,638+84.0% | $156,551-8.7% | $62,881+127.2% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 1.30% | 50.33%-49.0pp | 32.23%-30.9pp | 20.14%-18.8pp |
| Employer contribution / active EE | $8,012 | $3,444+132.6% | $5,501+45.6% | $2,281+251.3% |
| Participant deferral / active EE | $9,761 | $3,046+220.5% | $4,871+100.4% | $3,203+204.7% |
| Admin fee / account holder | $2,362 | $5,561-57.5% | $13,028-81.9% | $4,296-45.0% |