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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,033 | $88,672-71.8% | $105,223-76.2% | $82,448-69.6% |
| Participation rate | 67.6% | 67.9%-0.3pp | 75.0%-7.4pp | 68.1%-0.4pp |
| Annual return | 22.71% | 30.86%-8.1pp | 180.65%-157.9pp | 41.64%-18.9pp |
| Employer contribution / active EE | $3,119 | $3,048+2.3% | $3,689-15.4% | $2,551+22.3% |
| Participant deferral / active EE | $5,674 | $4,036+40.6% | $5,072+11.9% | $4,139+37.1% |
| Admin fee / account holder | $2,013 | $7,146-71.8% | $8,859-77.3% | $7,234-72.2% |