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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,359 | $116,190-57.5% | $93,614-47.3% | $152,885-67.7% |
| Participation rate | 88.9% | 78.0%+10.8pp | 75.8%+13.1pp | 82.5%+6.4pp |
| Annual return | 11.05% | 35.96%-24.9pp | 32.76%-21.7pp | 345.39%-334.3pp |
| Employer contribution / active EE | $0 | $3,219-100.0% | $2,718-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $719 | $4,604-84.4% | $4,069-82.3% | $5,851-87.7% |
| Admin fee / account holder | $7,759 | $10,749-27.8% | $7,889-1.7% | $11,598-33.1% |