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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $21,898 |
Filed as: COBIZ INVESTMENT MANAGEMENT Service code 28 1099 18TH ST #3000 · DENVER, CO 80202 | Investment Management | $12,391 |
BMO HARRIS BANK NA2+ years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,601 | $75,183+134.9% | $123,894+42.5% | $55,167+220.1% |
| Participation rate | 78.0% | 72.8%+5.2pp | 81.4%-3.4pp | 69.0%+9.0pp |
| Annual return | 20.59% | 19.01%+1.6pp | 47.52%-26.9pp | 169.23%-148.6pp |
| Employer contribution / active EE | $8,131 | $2,823+188.0% | $4,617+76.1% | $1,963+314.3% |
| Participant deferral / active EE | $8,005 | $5,084+57.4% | $5,984+33.8% | $3,054+162.1% |
| Admin fee / account holder | $336 | $663-49.3% | $8,357-96.0% | $504-33.4% |