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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,215 | $72,269+8.2% | $101,271-22.8% | $79,852-2.0% |
| Participation rate | 92.0% | 68.5%+23.5pp | 75.8%+16.2pp | 69.6%+22.4pp |
| Annual return | 6.28% | 22.29%-16.0pp | 46.48%-40.2pp | 31.72%-25.4pp |
| Employer contribution / active EE | $4,430 | $2,692+64.6% | $3,660+21.0% | $2,471+79.3% |
| Participant deferral / active EE | $3,266 | $3,282-0.5% | $4,371-25.3% | $3,740-12.7% |
| Admin fee / account holder | $1,033 | $4,401-76.5% | $5,948-82.6% | $5,306-80.5% |