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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,819 | $107,363-17.3% | $92,909-4.4% | $152,897-41.9% |
| Participation rate | 90.5% | 79.8%+10.7pp | 76.0%+14.5pp | 82.5%+8.0pp |
| Annual return | 6.77% | 145.63%-138.9pp | 109.44%-102.7pp | 345.43%-338.7pp |
| Employer contribution / active EE | $5,994 | $4,222+42.0% | $3,653+64.1% | $4,764+25.8% |
| Participant deferral / active EE | $4,024 | $4,848-17.0% | $4,238-5.0% | $5,851-31.2% |
| Admin fee / account holder | $1,064 | $7,082-85.0% | $5,795-81.6% | $11,599-90.8% |