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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,370 | $112,935-58.1% | $90,970-47.9% | $158,966-70.2% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 10.22% | 215.79%-205.6pp | 134.58%-124.4pp | 302.95%-292.7pp |
| Employer contribution / active EE | $2,212 | $2,895-23.6% | $2,122+4.2% | $4,762-53.6% |
| Participant deferral / active EE | $3,269 | $4,129-20.8% | $3,373-3.1% | $5,983-45.4% |
| Admin fee / account holder | $2,002 | $8,045-75.1% | $5,960-66.4% | $11,250-82.2% |