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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,817 | $99,652-61.0% | $78,778-50.7% | $147,586-73.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 12.58% | 47.28%-34.7pp | 35.62%-23.0pp | 578.59%-566.0pp |
| Employer contribution / active EE | $1,541 | $2,796-44.9% | $1,986-22.4% | $4,876-68.4% |
| Participant deferral / active EE | $1,622 | $3,664-55.7% | $2,958-45.2% | $5,439-70.2% |
| Admin fee / account holder | $3,561 | $7,155-50.2% | $5,134-30.6% | $10,886-67.3% |