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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,633 | $111,878-48.5% | $93,727-38.5% | $145,897-60.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 7.87% | 204.28%-196.4pp | 133.83%-126.0pp | 552.29%-544.4pp |
| Employer contribution / active EE | $1,284 | $3,092-58.5% | $2,421-47.0% | $4,663-72.5% |
| Participant deferral / active EE | $1,987 | $4,920-59.6% | $4,417-55.0% | $6,689-70.3% |
| Admin fee / account holder | $1,518 | $10,256-85.2% | $8,292-81.7% | $13,390-88.7% |