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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,979 | $77,638-29.2% | $156,551-64.9% | $62,881-12.6% |
| Participation rate | 86.1% | 71.2%+14.9pp | 84.0%+2.1pp | 69.3%+16.8pp |
| Annual return | 8.57% | 50.33%-41.8pp | 32.23%-23.7pp | 20.14%-11.6pp |
| Employer contribution / active EE | $2,021 | $3,444-41.3% | $5,501-63.3% | $2,281-11.4% |
| Participant deferral / active EE | $3,300 | $3,046+8.4% | $4,871-32.3% | $3,203+3.0% |
| Admin fee / account holder | $2,791 | $5,561-49.8% | $13,028-78.6% | $4,296-35.0% |