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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,874,226 | $172,111+2732.0% | $150,298+3143.0% | $137,256+3451.2% |
| Participation rate | 0.0% | 81.7%-81.7pp | 77.8%-77.8pp | 80.0%-80.0pp |
| Annual return | 17.03% | 69.37%-52.3pp | 62.79%-45.8pp | 220.34%-203.3pp |
| Employer contribution / active EE | $24,375 | $4,636+425.7% | $4,154+486.8% | $4,156+486.5% |
| Participant deferral / active EE | $12,472 | $6,166+102.3% | $5,453+128.7% | $6,407+94.7% |
| Admin fee / account holder | $26,127 | $16,471+58.6% | $14,116+85.1% | $12,270+112.9% |