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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,629 | $67,602-1.4% | $82,312-19.1% | $70,126-5.0% |
| Participation rate | 92.2% | 72.8%+19.4pp | 76.9%+15.3pp | 69.5%+22.7pp |
| Annual return | 19.44% | 21.57%-2.1pp | 25.88%-6.4pp | 73.15%-53.7pp |
| Employer contribution / active EE | $1,544 | $1,755-12.0% | $2,428-36.4% | $2,343-34.1% |
| Participant deferral / active EE | $3,550 | $2,987+18.8% | $3,706-4.2% | $3,332+6.5% |
| Admin fee / account holder | $1,269 | $4,512-71.9% | $5,608-77.4% | $4,645-72.7% |