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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,375 | $81,276-11.0% | $155,574-53.5% | $80,925-10.6% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 16.85% | 33.36%-16.5pp | 64.87%-48.0pp | 35.65%-18.8pp |
| Employer contribution / active EE | $6,324 | $3,103+103.8% | $4,676+35.2% | $2,756+129.4% |
| Participant deferral / active EE | $5,351 | $3,453+55.0% | $5,629-4.9% | $4,299+24.5% |
| Admin fee / account holder | $2,436 | $7,993-69.5% | $15,914-84.7% | $6,940-64.9% |