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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,762 | $85,171-45.1% | $172,753-72.9% | $72,976-35.9% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 24.30% | 27.32%-3.0pp | 803.00%-778.7pp | 81.02%-56.7pp |
| Employer contribution / active EE | $3,610 | $3,324+8.6% | $5,144-29.8% | $2,440+47.9% |
| Participant deferral / active EE | $3,483 | $3,260+6.8% | $5,198-33.0% | $3,608-3.5% |
| Admin fee / account holder | $676 | $5,880-88.5% | $13,956-95.2% | $5,124-86.8% |