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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,375 | $81,358-11.0% | $155,556-53.5% | $80,959-10.6% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 16.85% | 33.39%-16.5pp | 64.84%-48.0pp | 35.67%-18.8pp |
| Employer contribution / active EE | $6,324 | $3,106+103.6% | $4,675+35.3% | $2,757+129.4% |
| Participant deferral / active EE | $5,351 | $3,455+54.9% | $5,631-5.0% | $4,300+24.4% |
| Admin fee / account holder | $2,436 | $7,994-69.5% | $15,885-84.7% | $6,925-64.8% |