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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,241 | $138,072+1.6% | $123,549+13.5% | $135,382+3.6% |
| Participation rate | 90.0% | 84.7%+5.3pp | 82.3%+7.7pp | 82.6%+7.4pp |
| Annual return | -9.33% | 153.69%-163.0pp | 119.20%-128.5pp | 519.77%-529.1pp |
| Employer contribution / active EE | $8,829 | $5,152+71.4% | $4,628+90.8% | $4,779+84.8% |
| Participant deferral / active EE | $10,644 | $6,799+56.5% | $6,426+65.6% | $5,609+89.8% |
| Admin fee / account holder | $9,466 | $10,917-13.3% | $9,284+2.0% | $10,829-12.6% |