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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $400 |
BMO HARRIS BANK NA3+ years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,882 | $50,385+88.3% | $75,501+25.7% | $62,293+52.3% |
| Participation rate | 43.4% | 67.7%-24.3pp | 72.4%-28.9pp | 69.5%-26.1pp |
| Annual return | 16.55% | 19.90%-3.3pp | 27.35%-10.8pp | 28.90%-12.3pp |
| Employer contribution / active EE | $2,014 | $1,537+31.0% | $2,352-14.3% | $2,042-1.4% |
| Participant deferral / active EE | $2,577 | $2,445+5.4% | $3,142-18.0% | $3,169-18.7% |
| Admin fee / account holder | $4 | $384-99.0% | $5,801-99.9% | $479-99.2% |