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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $400 |
BMO HARRIS BANK NA2+ years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,352 | $46,072+70.1% | $69,779+12.3% | $55,167+42.0% |
| Participation rate | 76.4% | 67.5%+9.0pp | 71.8%+4.6pp | 69.0%+7.4pp |
| Annual return | 5.78% | 8.68%-2.9pp | 12.99%-7.2pp | 169.23%-163.4pp |
| Employer contribution / active EE | $1,515 | $1,500+1.0% | $2,338-35.2% | $1,963-22.8% |
| Participant deferral / active EE | $2,649 | $2,344+13.0% | $2,931-9.6% | $3,054-13.3% |
| Admin fee / account holder | $3 | $428-99.3% | $4,381-99.9% | $504-99.4% |