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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $479,915 | $315,200+52.3% | $238,191+101.5% | $155,188+209.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.1%+22.9pp | 80.8%+19.2pp |
| Annual return | 18.93% | 10.25%+8.7pp | 13.02%+5.9pp | 148.84%-129.9pp |
| Employer contribution / active EE | $23,307 | $6,383+265.2% | $5,082+358.7% | $4,248+448.7% |
| Participant deferral / active EE | $13,128 | $8,044+63.2% | $6,726+95.2% | $6,531+101.0% |
| Admin fee / account holder | $8,452 | $48,031-82.4% | $34,582-75.6% | $14,480-41.6% |