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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,887 | $180,028+84.9% | $138,135+141.0% | $158,982+109.4% |
| Participation rate | 100.0% | 82.2%+17.8pp | 78.7%+21.3pp | 82.0%+18.0pp |
| Annual return | 8.95% | 21.68%-12.7pp | 20.51%-11.6pp | 302.99%-294.0pp |
| Employer contribution / active EE | $15,546 | $7,470+108.1% | $5,587+178.3% | $4,763+226.4% |
| Participant deferral / active EE | $8,938 | $7,717+15.8% | $6,431+39.0% | $5,983+49.4% |
| Admin fee / account holder | $8,733 | $17,912-51.2% | $11,856-26.3% | $11,252-22.4% |