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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,828 | $102,696-1.8% | $86,235+16.9% | $139,487-27.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 12.59% | 1925.91%-1913.3pp | 1170.03%-1157.4pp | 373.84%-361.3pp |
| Employer contribution / active EE | $6,161 | $3,034+103.1% | $2,381+158.7% | $4,755+29.6% |
| Participant deferral / active EE | $6,868 | $4,679+46.8% | $3,987+72.3% | $6,713+2.3% |
| Admin fee / account holder | $1,793 | $8,667-79.3% | $6,856-73.9% | $11,407-84.3% |