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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,060 | $58,493-26.4% | $84,023-48.8% | $72,976-41.0% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 17.79% | 28.93%-11.1pp | 71.32%-53.5pp | 81.02%-63.2pp |
| Employer contribution / active EE | $7,537 | $1,163+548.0% | $1,984+279.9% | $2,440+208.9% |
| Participant deferral / active EE | $2,808 | $2,394+17.3% | $3,239-13.3% | $3,608-22.2% |
| Admin fee / account holder | $1,280 | $4,569-72.0% | $6,102-79.0% | $5,124-75.0% |