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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,808 | $78,707-38.0% | $117,861-58.6% | $70,126-30.4% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 18.16% | 23.30%-5.1pp | 335.11%-316.9pp | 73.15%-55.0pp |
| Employer contribution / active EE | $1,111 | $2,223-50.0% | $3,786-70.7% | $2,343-52.6% |
| Participant deferral / active EE | $651 | $3,297-80.3% | $4,482-85.5% | $3,332-80.5% |
| Admin fee / account holder | $5,011 | $5,066-1.1% | $8,021-37.5% | $4,645+7.9% |