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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,677 | $69,977-44.7% | $108,582-64.4% | $62,881-38.5% |
| Participation rate | 100.0% | 72.9%+27.1pp | 79.6%+20.4pp | 69.3%+30.7pp |
| Annual return | 0.95% | 10.73%-9.8pp | -51.70%+52.6pp | 20.14%-19.2pp |
| Employer contribution / active EE | $1,000 | $2,135-53.2% | $3,758-73.4% | $2,281-56.2% |
| Participant deferral / active EE | $1,103 | $3,165-65.2% | $4,311-74.4% | $3,203-65.6% |
| Admin fee / account holder | $1,674 | $5,076-67.0% | $7,645-78.1% | $4,296-61.0% |