Retirement plan

SHERMAN & HOWARD RETIREMENT PLAN FOR ASSOCIATES

Name: SHERMAN & HOWARD L.L.C. - SHERMAN & HOWARD RETIREMENT PLAN FOR ASSOCIATES (2017) Form 5500
Creator: SHERMAN & HOWARD L.L.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SHERMAN & HOWARD RETIREMENT PLAN FOR ASSOCIATES, SHERMAN & HOWARD L.L.C.

SHERMAN & HOWARD L.L.C.EIN 84-0420314Plan #019PY 2017

633 17TH STREET, SUITE 3000 - DENVER, CO 80202303-297-2900shermanhoward.comLinkedIn201-500 employeeslaw practice

Other plans on this EIN

4 filings

#022Retirement-$109.7M assets #001Retirement-$94.2M assets #024Retirement-$9.8M assets #025Retirement-$9.8M assets

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$2.3M

-17.0% from 2016

Total participants

+27.9% from 2016

Average account balance

$52,352

-18.9% from 2016

Annual return

-28.17%

-26.64 pp from 2016

Benchmarks

See 25,068 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort25,068 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.92M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$65K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

146.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$719K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-5.97%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$7543

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2R3H2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$204K

$5225 / participant

Other / not subdivided$204K100.0%

% of EOY assets

8.846%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$52,352

$85,766-39.0%

$136,295-61.6%

$70,131-25.4%

Participation rate

71.8%

74.2%-2.4pp

81.9%-10.1pp

69.5%+2.3pp

Annual return

-28.17%

31.45%-59.6pp

5155.97%-5184.1pp

73.14%-101.3pp

Employer contribution / active EE

$4,933

$2,966+66.3%

$4,695+5.0%

$2,342+110.6%

Participant deferral / active EE

$8,227

$5,051+62.9%

$6,247+31.7%

$3,332+146.9%

Admin fee / account holder

$4,631

$5,420-14.6%

$9,243-49.9%

$4,645-0.3%

SHERMAN & HOWARD RETIREMENT PLAN FOR ASSOCIATES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SHERMAN & HOWARD RETIREMENT PLAN FOR ASSOCIATES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion