Retirement plan

SOUTHERN UTE INDIAN TRIBE RETIREMENT SAVINGS PLAN

Name: SOUTHERN UTE INDIAN TRIBE - SOUTHERN UTE INDIAN TRIBE RETIREMENT SAVINGS PLAN (2015) Form 5500
Creator: SOUTHERN UTE INDIAN TRIBE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SOUTHERN UTE INDIAN TRIBE RETIREMENT SAVINGS PLAN, SOUTHERN UTE INDIAN TRIBE

SOUTHERN UTE INDIAN TRIBEEIN 84-0404384Plan #002PY 2015

P.O. BOX 737 - IGNACIO, CO 811370737970-563-2426

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$164.1M

-2.7% from 2016

Total participants

2,931

-4.8% from 2016

Average account balance

$68,848

-5.5% from 2016

Annual return

-0.41%

-7.59 pp from 2016

Benchmarks

See 281 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants1,000-4,999

Cohort281 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$303.19M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$152K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,993

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$21.31M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.80%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
SUNDVOLD FINANCIAL1+ years Service code 26 · EIN 43-1823054 1000 WEST NIFANG · COLUMBIA, MO 65203	Advisory (Participants)	$209,851
FIRST MERCANTILE TRUST COMPANY1+ years Service code 13 · EIN 62-0951563 57 GERMANTOWN COURT 4TH FLOOR · CORDOVA, TN 38018	Contract Administrator	$18,875
MATTHEWS, GOLD, KENNEDY & SNOW, INC1+ years Filed as: MATTHEWS GOLD KENNEDY AND SNOW INC. Service code 37 · EIN 86-1001235 6530 N. 16TH ST · PHOENIX, AZ 850161306	Loan Processing	$8,050

Plan features & details

Pension benefit codes2G2J2E2K2F3H3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$237K

$120 / participant

Investment mgmt$237K100.0%

% of EOY assets

0.144%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: GRANT THORNTON, L.L.P.
Auditor EIN: 036605558
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$68,848

$21,965+213.4%

$59,496+15.7%

$59,188+16.3%

Participation rate

72.2%

32.6%+39.6pp

54.6%+17.6pp

69.4%+2.7pp

Annual return

-0.41%

22.15%-22.6pp

182.05%-182.5pp

5.51%-5.9pp

Employer contribution / active EE

$5,347

$316+1589.9%

$1,153+363.8%

$2,098+154.9%

Participant deferral / active EE

$3,760

$732+413.9%

$1,829+105.5%

$3,265+15.2%

Admin fee / account holder

$99

$74+33.6%

$2,232-95.5%

$92+7.7%

Provider

Service type

Compensation

SUNDVOLD FINANCIAL1+ years

Service code 26 · EIN 43-1823054

1000 WEST NIFANG · COLUMBIA, MO 65203

Advisory (Participants)

$209,851

FIRST MERCANTILE TRUST COMPANY1+ years

Service code 13 · EIN 62-0951563

57 GERMANTOWN COURT 4TH FLOOR · CORDOVA, TN 38018

Contract Administrator

$18,875

MATTHEWS, GOLD, KENNEDY & SNOW, INC1+ years

Filed as: MATTHEWS GOLD KENNEDY AND SNOW INC.

Service code 37 · EIN 86-1001235

6530 N. 16TH ST · PHOENIX, AZ 850161306

Loan Processing

$8,050

SOUTHERN UTE INDIAN TRIBE RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SOUTHERN UTE INDIAN TRIBE RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion