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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,071 | $99,995-87.9% | $85,063-85.8% | $145,978-91.7% |
| Participation rate | 94.4% | 74.1%+20.3pp | 67.5%+26.9pp | 80.3%+14.2pp |
| Annual return | 10.04% | 83.99%-74.0pp | 66.54%-56.5pp | 550.52%-540.5pp |
| Employer contribution / active EE | $1,688 | $3,231-47.8% | $2,727-38.1% | $4,662-63.8% |
| Participant deferral / active EE | $3,336 | $5,295-37.0% | $4,523-26.2% | $6,690-50.1% |
| Admin fee / account holder | $1,440 | $7,255-80.1% | $6,155-76.6% | $13,400-89.3% |