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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,469 | $73,009+0.6% | $90,760-19.1% | $68,486+7.3% |
| Participation rate | 65.6% | 70.8%-5.3pp | 75.7%-10.1pp | 67.9%-2.3pp |
| Annual return | -18.58% | -13.81%-4.8pp | -12.16%-6.4pp | -7.85%-10.7pp |
| Employer contribution / active EE | $1,806 | $2,193-17.6% | $2,922-38.2% | $2,597-30.5% |
| Participant deferral / active EE | $4,301 | $3,626+18.6% | $4,565-5.8% | $4,028+6.8% |
| Admin fee / account holder | $1,389 | $5,896-76.4% | $8,444-83.6% | $5,404-74.3% |