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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,515 | $76,371-15.5% | $93,621-31.1% | $72,975-11.6% |
| Participation rate | 75.4% | 71.8%+3.6pp | 75.8%-0.5pp | 69.5%+5.9pp |
| Annual return | 23.33% | 25.82%-2.5pp | 32.76%-9.4pp | 81.01%-57.7pp |
| Employer contribution / active EE | $1,450 | $2,276-36.3% | $2,719-46.7% | $2,440-40.6% |
| Participant deferral / active EE | $3,153 | $3,538-10.9% | $4,070-22.5% | $3,608-12.6% |
| Admin fee / account holder | $1,107 | $6,839-83.8% | $7,890-86.0% | $5,124-78.4% |