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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,925 | $155,555-93.0% | $146,866-92.6% | $155,188-93.0% |
| Participation rate | 72.7% | 84.0%-11.2pp | 82.5%-9.8pp | 80.8%-8.1pp |
| Annual return | 30.36% | 115.41%-85.1pp | 102.85%-72.5pp | 148.84%-118.5pp |
| Employer contribution / active EE | $2,131 | $4,647-54.2% | $4,425-51.8% | $4,248-49.8% |
| Participant deferral / active EE | $3,709 | $8,044-53.9% | $7,759-52.2% | $6,531-43.2% |
| Admin fee / account holder | $325 | $14,755-97.8% | $13,620-97.6% | $14,480-97.8% |