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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,576 | $160,028-95.3% | $147,080-94.8% | $145,884-94.8% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 60.78% | 98.60%-37.8pp | 420.17%-359.4pp | 551.85%-491.1pp |
| Employer contribution / active EE | $2,161 | $5,286-59.1% | $4,933-56.2% | $4,662-53.6% |
| Participant deferral / active EE | $3,603 | $8,422-57.2% | $8,066-55.3% | $6,690-46.1% |
| Admin fee / account holder | $1,828 | $15,030-87.8% | $12,989-85.9% | $13,392-86.3% |