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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,925 | $154,228-92.9% | $145,433-92.5% | $137,256-92.0% |
| Participation rate | 72.7% | 83.8%-11.1pp | 82.1%-9.4pp | 80.0%-7.2pp |
| Annual return | 30.36% | 74.59%-44.2pp | 66.58%-36.2pp | 220.34%-190.0pp |
| Employer contribution / active EE | $2,131 | $4,804-55.7% | $4,554-53.2% | $4,156-48.7% |
| Participant deferral / active EE | $3,709 | $8,216-54.9% | $7,897-53.0% | $6,407-42.1% |
| Admin fee / account holder | $325 | $14,344-97.7% | $13,129-97.5% | $12,270-97.4% |