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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,925 | $162,136-93.3% | $152,301-92.8% | $154,746-92.9% |
| Participation rate | 72.7% | 84.1%-11.4pp | 82.4%-9.7pp | 80.7%-8.0pp |
| Annual return | 30.36% | 91.02%-60.7pp | 80.50%-50.1pp | 172.34%-142.0pp |
| Employer contribution / active EE | $2,131 | $4,890-56.4% | $4,624-53.9% | $4,379-51.3% |
| Participant deferral / active EE | $3,709 | $8,341-55.5% | $8,004-53.7% | $6,730-44.9% |
| Admin fee / account holder | $325 | $15,759-97.9% | $14,398-97.7% | $14,365-97.7% |