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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,874 | $70,366-94.5% | $66,674-94.2% | $138,895-97.2% |
| Participation rate | 70.8% | 76.2%-5.3pp | 73.7%-2.8pp | 79.9%-9.1pp |
| Annual return | 26.37% | 386.41%-360.0pp | 321.24%-294.9pp | 145.39%-119.0pp |
| Employer contribution / active EE | $629 | $2,765-77.3% | $2,620-76.0% | $4,194-85.0% |
| Participant deferral / active EE | $993 | $4,374-77.3% | $4,084-75.7% | $6,396-84.5% |
| Admin fee / account holder | $635 | $5,262-87.9% | $5,098-87.5% | $12,562-94.9% |