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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $2,507 |
ADP BROKER-DEALER1+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,835 | $38,365-74.4% | $84,623-88.4% | $65,185-84.9% |
| Participation rate | 93.2% | 55.7%+37.5pp | 68.2%+25.0pp | 70.2%+23.0pp |
| Annual return | 21.59% | 32.00%-10.4pp | 258.77%-237.2pp | 29.38%-7.8pp |
| Employer contribution / active EE | $322 | $1,258-74.4% | $2,652-87.9% | $2,177-85.2% |
| Participant deferral / active EE | $1,444 | $2,278-36.6% | $3,899-63.0% | $3,514-58.9% |
| Admin fee / account holder | $19 | $451-95.9% | $4,913-99.6% | $847-97.8% |