Retirement plan

PARADIGM ORAL SURGERY 401(K) PROFIT SHARING PLAN

Name: OIS MANAGEMENT SERVICES, LLC D/B/A PARADIGM ORAL SURGERY - PARADIGM ORAL SURGERY 401(K) PROFIT SHARING PLAN (2023) Form 5500
Creator: OIS MANAGEMENT SERVICES, LLC D/B/A PARADIGM ORAL SURGERY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PARADIGM ORAL SURGERY 401(K) PROFIT SHARING PLAN, OIS MANAGEMENT SERVICES, LLC D/B/A PARADIGM ORAL SURGERY

OIS MANAGEMENT SERVICES, LLC D/B/A PARADIGM ORAL SURGERYEIN 83-4600504Plan #001PY 2023

2600 SOUTH 56TH STREET - LINCOLN, NE 68506402-327-9400

Prospect flagsHigh cashLow participation

How to read this page

Total assets (EOY)

$29M

+123.1% from 2022

Total participants

1,511

+29.5% from 2022

Average account balance

$34,647

+65.0% from 2022

Annual return

80.97%

+22.23 pp from 2022

Benchmarks

See 1,406 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants1,000-4,999

Cohort1,406 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$46.10M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$41K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,113

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

50.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$8.72M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+40.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$66

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
AMERICAN FUNDS4+ years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618	Recordkeeping Fees	$2,038

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Plan-level admin expenses are zero - fees are likely paid at the master-trust level rather than the individual plan.

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: LUTZ AND COMPANY, P.C.
Auditor EIN: 470625816
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$34,647

$50,151-30.9%

$149,696-76.9%

$80,157-56.8%

Participation rate

50.2%

64.3%-14.1pp

78.8%-28.6pp

72.9%-22.7pp

Annual return

80.97%

29.80%+51.2pp

134.46%-53.5pp

40.39%+40.6pp

Employer contribution / active EE

$1,634

$1,867-12.5%

$4,821-66.1%

$2,977-45.1%

Participant deferral / active EE

$2,915

$3,194-8.7%

$5,682-48.7%

$5,015-41.9%

Admin fee / account holder

$153-100.0%

$13,212-100.0%

$145-100.0%

Provider

Service type

Compensation

AMERICAN FUNDS4+ years

Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS

Service code 64

6455 IRVINE CENTER DRIVE · IRVINE, CA 92618

Recordkeeping Fees

$2,038

PARADIGM ORAL SURGERY 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PARADIGM ORAL SURGERY 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion