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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,920 | $142,392-76.9% | $119,622-72.5% | $134,532-75.5% |
| Participation rate | 47.4% | 82.8%-35.5pp | 79.3%-31.9pp | 81.2%-33.9pp |
| Annual return | 235.54% | -12.46%+248.0pp | -14.98%+250.5pp | 418.27%-182.7pp |
| Employer contribution / active EE | $2,601 | $5,224-50.2% | $4,232-38.5% | $4,741-45.1% |
| Participant deferral / active EE | $2,432 | $6,467-62.4% | $5,601-56.6% | $6,401-62.0% |
| Admin fee / account holder | $252 | $13,593-98.1% | $10,328-97.6% | $11,429-97.8% |