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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,027 | $227,597-49.0% | $189,575-38.8% | $167,536-30.7% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.4%-3.4pp | 82.1%-7.1pp |
| Annual return | 10.29% | 78.44%-68.1pp | 64.19%-53.9pp | 478.82%-468.5pp |
| Employer contribution / active EE | $14,589 | $5,316+174.4% | $4,412+230.7% | $4,839+201.5% |
| Participant deferral / active EE | $16,101 | $7,002+129.9% | $6,174+160.8% | $6,342+153.9% |
| Admin fee / account holder | $997 | $11,877-91.6% | $9,806-89.8% | $12,315-91.9% |