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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,150 | $96,678-64.7% | $86,640-60.6% | $139,466-75.5% |
| Participation rate | 42.9% | 74.4%-31.6pp | 71.7%-28.9pp | 80.3%-37.5pp |
| Annual return | 18.89% | 106.69%-87.8pp | 592.52%-573.6pp | 373.66%-354.8pp |
| Employer contribution / active EE | $584 | $3,265-82.1% | $3,024-80.7% | $4,754-87.7% |
| Participant deferral / active EE | $2,372 | $4,837-50.9% | $4,438-46.5% | $6,712-64.7% |
| Admin fee / account holder | $14 | $6,410-99.8% | $5,616-99.8% | $11,409-99.9% |