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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,307 | $110,303-16.3% | $95,759-3.6% | $139,487-33.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 19.70% | 27.19%-7.5pp | 28.42%-8.7pp | 373.84%-354.1pp |
| Employer contribution / active EE | $3,639 | $3,261+11.6% | $2,836+28.3% | $4,755-23.5% |
| Participant deferral / active EE | $7,507 | $4,674+60.6% | $4,244+76.9% | $6,713+11.8% |
| Admin fee / account holder | $1,141 | $6,615-82.8% | $5,678-79.9% | $11,407-90.0% |