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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,803 | $106,557-36.4% | $91,227-25.7% | $134,545-49.6% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | 0.00% | 160.81%-160.8pp | 114.14%-114.1pp | 418.37%-418.4pp |
| Employer contribution / active EE | $2,272 | $3,332-31.8% | $2,851-20.3% | $4,742-52.1% |
| Participant deferral / active EE | $2,840 | $4,719-39.8% | $4,234-32.9% | $6,401-55.6% |
| Admin fee / account holder | $901 | $6,235-85.5% | $5,423-83.4% | $11,431-92.1% |