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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,326 | $93,617-54.8% | $135,982-68.9% | $75,177-43.7% |
| Participation rate | 76.7% | 75.2%+1.5pp | 81.9%-5.3pp | 67.2%+9.5pp |
| Annual return | 36.33% | 30.89%+5.4pp | 68.32%-32.0pp | 160.75%-124.4pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $19,277 | $6,406+200.9% | $7,760+148.4% | $4,126+367.2% |
| Admin fee / account holder | $5,843 | $6,980-16.3% | $10,767-45.7% | $5,651+3.4% |