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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,945 | $176,105-87.0% | $159,474-85.6% | $167,536-86.3% |
| Participation rate | 91.7% | 85.0%+6.7pp | 82.8%+8.8pp | 82.1%+9.6pp |
| Annual return | 42.60% | 331.91%-289.3pp | 263.68%-221.1pp | 478.82%-436.2pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $15,153 | $7,751+95.5% | $7,353+106.1% | $6,342+138.9% |
| Admin fee / account holder | $2,612 | $12,559-79.2% | $10,802-75.8% | $12,315-78.8% |