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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,532 | $102,382-39.9% | $147,005-58.1% | $80,874-23.9% |
| Participation rate | 88.7% | 75.8%+12.8pp | 82.2%+6.5pp | 67.6%+21.0pp |
| Annual return | 116.83% | 134.89%-18.1pp | 418.76%-301.9pp | 35.62%+81.2pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,934-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $15,194 | $6,646+128.6% | $8,070+88.3% | $4,297+253.6% |
| Admin fee / account holder | $2,151 | $7,942-72.9% | $13,006-83.5% | $6,935-69.0% |