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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,804 | $93,598-50.0% | $135,974-65.6% | $75,173-37.7% |
| Participation rate | 43.8% | 75.2%-31.4pp | 81.9%-38.2pp | 67.2%-23.5pp |
| Annual return | 24.25% | 30.89%-6.6pp | 68.30%-44.1pp | 160.72%-136.5pp |
| Employer contribution / active EE | $1,955 | $3,538-44.8% | $4,859-59.8% | $2,671-26.8% |
| Participant deferral / active EE | $4,105 | $6,405-35.9% | $7,760-47.1% | $4,126-0.5% |
| Admin fee / account holder | $148 | $6,978-97.9% | $10,767-98.6% | $5,651-97.4% |