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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,663 | $82,678-46.0% | $125,391-64.4% | $68,490-34.8% |
| Participation rate | 35.7% | 75.1%-39.3pp | 82.4%-46.7pp | 67.9%-32.2pp |
| Annual return | -20.67% | -5.97%-14.7pp | 572.41%-593.1pp | -7.85%-12.8pp |
| Employer contribution / active EE | $1,828 | $3,382-46.0% | $4,816-62.0% | $2,597-29.6% |
| Participant deferral / active EE | $3,968 | $6,111-35.1% | $7,448-46.7% | $4,028-1.5% |
| Admin fee / account holder | $143 | $6,277-97.7% | $10,009-98.6% | $5,403-97.4% |