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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,481 | $106,247-60.0% | $96,515-56.0% | $139,466-69.5% |
| Participation rate | 89.5% | 77.8%+11.6pp | 74.3%+15.1pp | 80.3%+9.1pp |
| Annual return | 8.42% | 38.47%-30.1pp | 35.73%-27.3pp | 373.66%-365.2pp |
| Employer contribution / active EE | $6,094 | $4,106+48.4% | $3,740+63.0% | $4,754+28.2% |
| Participant deferral / active EE | $1,115 | $5,456-79.6% | $4,880-77.2% | $6,712-83.4% |
| Admin fee / account holder | $14,930 | $7,885+89.3% | $6,735+121.7% | $11,409+30.9% |