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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,477 | $64,729-60.6% | $112,263-77.3% | $68,490-62.8% |
| Participation rate | 84.6% | 67.2%+17.5pp | 75.1%+9.6pp | 67.9%+16.7pp |
| Annual return | -15.64% | -11.40%-4.2pp | 27.49%-43.1pp | -7.85%-7.8pp |
| Employer contribution / active EE | $12,485 | $2,746+354.7% | $3,636+243.4% | $2,597+380.8% |
| Participant deferral / active EE | $506 | $3,566-85.8% | $4,729-89.3% | $4,028-87.4% |
| Admin fee / account holder | $3,170 | $5,222-39.3% | $6,410-50.6% | $5,403-41.3% |