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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,232 | $54,357-77.5% | $82,706-85.2% | $68,495-82.1% |
| Participation rate | 60.0% | 63.9%-3.9pp | 72.6%-12.6pp | 67.9%-7.9pp |
| Annual return | 0.00% | -13.67%+13.7pp | 701.76%-701.8pp | -7.84%+7.8pp |
| Employer contribution / active EE | $2,835 | $2,218+27.8% | $3,007-5.7% | $2,596+9.2% |
| Participant deferral / active EE | $5,244 | $3,246+61.5% | $4,394+19.4% | $4,028+30.2% |
| Admin fee / account holder | $305 | $4,396-93.1% | $5,329-94.3% | $5,403-94.4% |