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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,604 | $129,737-14.7% | $119,126-7.2% | $154,746-28.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 21.35% | 379.08%-357.7pp | 282.11%-260.8pp | 172.34%-151.0pp |
| Employer contribution / active EE | $3,067 | $4,375-29.9% | $4,034-24.0% | $4,379-30.0% |
| Participant deferral / active EE | $12,475 | $5,842+113.5% | $5,318+134.6% | $6,730+85.4% |
| Admin fee / account holder | $1,285 | $11,961-89.3% | $10,693-88.0% | $14,365-91.1% |